An insurance claim is the process of asking the insurance company to pay you money when something covered by your policy happens—like an accident, death, or medical treatment.
To file a claim, you must follow a few simple steps. First, inform the insurance company as soon as possible. Most companies have phone numbers or online forms. Then, you’ll need to submit documents. These may include the policy paper, ID proof, death certificate (for life insurance), hospital bills (for health), or FIR (for theft/accident).
After checking the documents, the company verifies the details. If everything is correct, they release the money into your bank account.
Always keep your policy details, premium receipts, and nominee information updated. Also, explain the process to your family so they can easily claim in your absence.
A fast and smooth claim process is a sign of a good insurance company.
