Health insurance helps you pay for medical treatment. Hospitals and doctors can be very expensive, but health insurance reduces the cost.
How it works:
- You buy a health insurance plan and pay a small fee (called a premium).
- When you get sick or injured, your insurance company pays part or all of your medical bills.
It covers:
- Doctor visits
- Medicines
- Surgery
- Hospital stays
Some plans also cover dental, eye checkups, and pregnancy care.
Types of health insurance:
- Individual Plans – for one person.
- Family Plans – cover your whole family.
- Employer Plans – given by companies to employees.
Why is it important?
Health problems can happen anytime. Insurance gives you better care without worrying about high costs.
