Critical illness insurance gives you money if you are diagnosed with a serious illness like cancer, heart attack, stroke, kidney failure, or major surgery. These diseases often need expensive treatment and long recovery times. This insurance helps you focus on your health instead of worrying about money.
You get a lump sum amount when the illness is confirmed, which you can use for hospital bills, medicines, or even daily living expenses. This amount is given even if you have other health insurance.
You can buy critical illness insurance as a separate plan or add it to your life or health insurance. The premium depends on your age, medical history, and coverage amount.
This insurance is very useful because many people can’t afford the high cost of treatment. It gives peace of mind and financial support during tough times. Buying it early means lower cost and better coverage.
