Accidental insurance provides financial help if you are injured or die due to an accident. Life is unpredictable, and accidents can happen anytime—on the road, at work, or even at home. This insurance helps protect your family from financial trouble during such emergencies.
If an accident causes death, the insurance company gives a lump sum to your family. If you survive but suffer injuries like broken bones, burns, or disability, the policy pays you a set amount based on the severity of the injury.
Accidental insurance is usually cheaper than life insurance. It can be taken as a separate policy or added to your existing life or health insurance. It’s very useful for people who travel or work in risky jobs.
Having this insurance means you and your family are better prepared if something unexpected happens.
