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There are two ways to use your health insurance: cashless claim and reimbursement claim. Cashless claim means you don’t pay hospital bills yourself. If you visit a hospital that is …

Choosing the right insurance plan can feel confusing, but it’s easier if you follow a few steps. First, understand your needs. If you want only protection, term life insurance is …

The maturity benefit is the money you get from your insurance policy when it ends, and you’re still alive. This is common in plans like endowment, whole life, or ULIP. …

IRDAI stands for Insurance Regulatory and Development Authority of India. It is the main body that controls and manages all insurance companies in India. IRDAI makes rules to protect customers …

The grace period is extra time given to you after the premium due date to make your payment. It usually lasts between 15 to 30 days, depending on the insurance …

Freelancers and self-employed people don’t get employee benefits like health or life insurance. That’s why it’s important for them to buy personal insurance for protection. Freelancers should consider: These plans …

Artificial Intelligence, or AI, means teaching computers to think like humans. It helps machines solve problems, understand language, and even learn from experience. We see AI every day: AI works …

Surrender value is the amount you get if you decide to stop your insurance policy before it ends. Many people buy long-term plans but sometimes need money urgently or no …

Property insurance is like home insurance but covers more than just houses. It protects homes, shops, offices, factories, or any other type of building you own. If your property gets …

Group insurance is a single insurance policy that covers a group of people. It is usually offered by companies, schools, or organizations to their employees or members. Group health insurance …