Small businesses face many risks—fire, theft, lawsuits, or employee injury. Business insurance protects owners from heavy financial losses and keeps their business running smoothly.
Important types of business insurance:
- Property Insurance – Protects your shop, office, or warehouse.
- Liability Insurance – Covers claims from customers or workers.
- Employee Insurance – Health or accident cover for staff.
- Business Interruption Insurance – Covers losses if business stops suddenly.
Premiums depend on your business type, size, and coverage chosen. Many companies offer special plans for shopkeepers, traders, startups, and service providers.
Business insurance is a smart way to protect your hard work and future.
