An insurance agent is a person who helps you understand, buy, and manage insurance. Agents are trained professionals who know the products offered by one or more companies.
Their job is to:
- Understand your needs.
- Suggest suitable plans.
- Explain benefits and terms clearly.
- Help fill the forms and submit documents.
- Assist in claim settlement if needed.
Agents earn a commission from the company for each policy they sell. A good agent does not just sell a policy but helps you make the right choice and offers long-term support.
You should always choose a licensed, honest, and knowledgeable agent who explains everything clearly and puts your interest first.