Hospital cash benefit is an add-on cover in health insurance that gives you daily money during hospital stays. This money helps you pay for extra expenses not covered by regular health insurance, like food, travel, or medicines bought outside the hospital.
For example, if your policy gives you Rs. 2,000 per day, and you’re in the hospital for 5 days, you get Rs. 10,000 cash.
This benefit is fixed—it doesn’t depend on your hospital bill. It is usually available for up to a certain number of days per illness.
It’s useful when hospital stays cause extra burden on your pocket. Many people buy this benefit along with their base health plan for better financial comfort during recovery.
